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When it comes to insurance, most people share the same misconception that it is an unnecessary expenditure because they fail to see its value. To some people, insurance is useless as they haven’t utilized it at all after months and years of paying. It’s a form of “investment” that they do not see or have yet to see the returns. Hence, they would rather cut it off and allocate the money for other purposes. At the end of the day, the money will be spent on things that they might not even remember. With a healthy body, diseases won’t come[…]

We each have a certain set of beliefs or attitudes towards a lot of things in life – politics, sports, religion, education, and even money. Your money attitude is how you shape your beliefs about money; what it means to you, and what it represents. How do you feel about money – are you greedy about it or are you bitter? And how much does money influence your non-financial decisions? Money attitude is your way of thinking about money If you’re a little unsure about your money attitude, we have just the exercise for you. Find a secluded spot and[…]

Did you know that talent, money and looks aren’t always factors for success? It’s true! It’s easy to believe that only certain people will ever be successful in life but you’ve been misdirected. What makes someone rich and successful, ladies and gentlemen, are habits. Yes, you read that right. HABITS! Today we have 8 special tips and habits of the rich and successful for your guidance: 1.       They Read a Lot Reading is an enriching experience and rich and successful people know this. According to Tom Corley, the difference between rich people’s reading habits and poor people’s[…]

Ever felt jealous of people winning the lottery or experiencing a sudden windfall that elevates their financial state to an unimaginably wealthy status? Well, the grass is never greener on the other side, and life always tends to pose problems to people in almost every state of financial status. The poor and the rich both have their own set of issues to deal with. People who experience sudden windfalls like winning the lottery jackpot or inheriting an enormous amount of money out of the blue are usually envied for their luck, but the newly rich have notoriously exhibited problems with[…]

Make your money grow but choose the best way to do it. Most leading personal finance experts prefer to advocate the route of improving their earning power instead of saving money, so which do you think is the best way to grow your wealth? One can argue that it is better to have a combination of both good earning power and setting money aside for a nest egg. If you are looking to explore ways to how best to grow your wealth, then looking into the fundamentals is a good way to start.  The Old-Fashioned Approach The conventional way of[…]

Are you clueless about your own financial situation? Many of us do not have a clue about our own financial and retirement goals. Worse still, we do not even keep track of our spending and how much we are saving towards their retirement.  This is an issue. Everybody should know their own financial situation and goals. After losing control of their own financial situation, many of us end up accumulating insurance products that do not benefit us. Or even worse, we do not know what these insurance policies cover and end up getting policies with overlapping coverage. It will not[…]

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