Valentine’s Day is regarded as a romantic but expensive occasion by most couples, and this is mostly due to retail companies jacking up their prices during the celebration. As soon as February starts, one can expect the costs of flowers, chocolate arrangements and dinner plan to be more expensive than usual. With that said, you do not need to burn a hole in your wallet to celebrate the occasion well. It is possible to have an enjoyable, budget friendly Valentine’s Day with these following tips. 1. Cook The Meal There’s nothing more attractive to a woman than a man who[…]

Here’s the question. What do you think is the best investment for your money? For all it’s worth, you invest in all the different investment instruments known in the market. From conventional fixed deposit accounts to unit trusts, REITS and shares – to more recent tech-led investments such as robo-advisory and bitcoins. And no, you’re not stopping there. You’re also looking at alternative investments such as gold, art works, expensive watches and designer bags. Ah, and how can we forget what we Asians love best – properties! In fact, investors all over the world are in pursuit of THAT investment[…]

Money and happiness. For most of us, we live in a make belief world of if-onlys. If only I had a better car, if only I can travel, if only I can afford better clothes…We believe that once we can afford these things, only then we can be genuinely satisfied with our lives. But is there a basis to such a belief? Researchers and experts have long debated and discussed the true factor to happiness. And along with it, is how happiness is related to money. It’s inevitable. In our society, money is important. We need money to eat. We[…]

How can you relate a soccer analogy with investments? Easy. You can relate it for your asset allocation.  Successful asset allocation accounts up to 91% of a person’s financial success. What is asset allocation? It’s basically how you put your asset strategically into the different asset classes. This way you can optimize your return and minimize your risk. Using the Soccer Analogy, we’ve broken down the best way for you to allocate your assets. Whether you’re a retail or enlightened investor, you definitely need to check this out! Retail Investor As a retail investor, your Goalkeeper is your insurance or[…]

Finally ready to start investing in Singapore? Congratulations! That’s great news because if you’re seriously considering investing that means you’re also serious about achieving your financial freedom. We couldn’t be more ecstatic and happier for you! But at last, where should you start? Your first step to investments is opening up a brokerage account in Singapore. This process is fairly easy and nothing you should be intimidated about but we understand why it can be intimidating. Therefore, we’re here to guide you. Without further ado, let’s begin!  CPD Account There are basically two accounts that you need before you can[…]

If this is the first time you’re stepping into investments, you’re probably aware that you’ve got a lot of ground to cover, especially in stock investments. It’s a whirlwind of information and concepts, so we understand why it can be immensely confusing. Hence, here’s a list of basic stock concepts that you need to know! What is a stock? A stock is also known as a share, or equity. It is a financial instrument that symbolizes the company’s ownership. For investors, buying stocks increases their wealth. This is because they will be subjected to a proportionate claim of assets and[…]

One of the hardest investment programs to dabble in Singapore is property investment due to the high valued real estate in the country. Owning property in Singapore is something of an achievement as most citizens struggle to even afford their HDB flats but with the introduction of Real Estate Investment Trust (REITs), Singaporeans are able to invest and earn some income via property investing. What are REITs? Real Estate Investment Trust (REITs) or sometimes known as Singapore Real Estate Investment Trust (S-REITs) is an investment method that uses shares that are focused on real estate. Companies that sell their shares[…]

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