When you purchase something on the spur of the moment, that’s impulse buying. The moment you decide to buy a jumpsuit after passing a store that shows great discounts, know that you are making an impulse purchase. It is not easy to avoid impulse buying. Impulse buying doesn’t have to be about expensive shiny items. It can be as small as grabbing a chocolate bar that wasn’t on your grocery list. You’re making impulse purchases whenever you suddenly decide to buy things without a plan to do so. Impulse urge is almost subconscious and can be very dangerous. Have you[…]

Picture this: you’ve been queuing forever for your things, and as you finally approach the head of the queue after seemingly YEARS of waiting, you hear 3 horrifying words: “Sorry, cash only.”  How inconvenient! You scoff. Who even carries around cash nowadays? In the age of Paylah, Paywave, Grabpay and a plethora of other virtual payment options, carrying around cash could even be considered a faux pas in this generation.  And there’s certainly no reason to! Even our hawker centers are moving towards cashless options and all for good reason: virtual payments are safer, more convenient and even more effortless.[…]