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Find yourself emptying the coins from your pockets or rummaging through the coin box in your car for spare cash every other month? You may be living beyond your means when you constantly find yourself stressed out over money. It’s barely halfway through the month but you’re already stocking your kitchen with instant noodles. Sometimes overspending may also be a sign of underlying emotional stress which causes people to comfort themselves through ‘retail therapy’. Our lifestyle choices dictate our spending habits. The way you choose to spend that extra dollar bill in your wallet is a choice. It would not[…]

Money and happiness. For most of us, we live in a make belief world of if-onlys. If only I had a better car, if only I can travel, if only I can afford better clothes…We believe that once we can afford these things, only then we can be genuinely satisfied with our lives. But is there a basis to such a belief? Researchers and experts have long debated and discussed the true factor to happiness. And along with it, is how happiness is related to money. It’s inevitable. In our society, money is important. We need money to eat. We[…]

We each have a certain set of beliefs or attitudes towards a lot of things in life – politics, sports, religion, education, and even money. Your money attitude is how you shape your beliefs about money; what it means to you, and what it represents. How do you feel about money – are you greedy about it or are you bitter? And how much does money influence your non-financial decisions? Money attitude is your way of thinking about money If you’re a little unsure about your money attitude, we have just the exercise for you. Find a secluded spot and[…]

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