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People choose to live in frugality as a way to keep more of their hard-earned cash in their pocket. Well, there’s no wrong in saving to secure your future finances. But don’t be extremely frugal to the extent you’re being labelled as cheap by your friends. Being overly frugal can do more harm to your wallet than it actually helps. Here are a few ways of being too frugal can end up costing you more in the long run.  Getting the cheapest insurance Buying an insurance policy can be seen as a waste of money to some people since they[…]

Malaysians have quite the notorious reputation when it comes to avoiding paying or spending money on certain things. ‘The more we save, the better’ they say. Unsurprisingly, this mindset seems to be ingrained in both the young and old. But is that truly the case? In reality, there is a big difference between being a cheapskate and to practice frugality. Unfortunately, most of us do not see the difference. Here are a few examples of things that Malaysians would avoid paying for: Asking For Freebies If there’s one thing Malaysians love more than avoid paying for things, it’s freebies. People[…]

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