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Have you ever noticed that in a restaurant, a bowl of caesar salad would cost you around RM19, whereas a plate of nasi lemak is only RM6 and keeps you full till evening? Have you ever wondered why it costs you so much to stay fit? Some people are eager to live a healthy lifestyle but since it cuts a hole in their pocket, they opt for roti canai and teh tarik instead. That’s what people find more budget-friendly. Is living a healthy lifestyle a privilege? No, it’s actually not Eating clean and staying fit is not a privilege. Health[…]

Valentine’s Day is regarded as a romantic but expensive occasion by most couples, and this is mostly due to retail companies jacking up their prices during the celebration. As soon as February starts, one can expect the costs of flowers, chocolate arrangements and dinner plan to be more expensive than usual. With that said, you do not need to burn a hole in your wallet to celebrate the occasion well. It is possible to have an enjoyable, budget friendly Valentine’s Day with these following tips. 1. Cook The Meal There’s nothing more attractive to a woman than a man who[…]

If you find yourself to be short of cash every month, then most likely you have some spending leaks that you need to identify and put a plug to it. Having no money left can be very troublesome as you never know when a financial emergency might hit you. It is best to do a financial check-up every quarter to determine if you are living from paycheck to paycheck. This may help you to identify some common money mistakes and spending leaks. 1. Lifestyle choices Why are so many of us living life from one trend to another? I’ve personally[…]

Overspending. Why do people still do it if it’s so detrimental to our financial health? Could it be that temporary high, that euphoric moment and the rush of adrenaline? How many of us are familiar with these feelings whenever we purchase something? But oops, bummer. It all dies down the moment the parcel arrives. That 3rd bag goes into the closet – never seeing daylight again, and you convince yourself you’ll need it – “just in case”. Is this behaviour more common than we think? A study done in 2014 shows that we make 40-80% of our purchases on impulse,[…]

Earning your first salary is often an exciting moment. After years of being financially dependent on families or loans, getting your first big salary is incredibly exhilarating. You are no longer confined to waiting for others to provide you money since you make your own! If this is the first time you’ve ever gotten a salary then chances are, you can’t wait to spend it. Understandable. You’ve earned with it your own effort and hard work, so splurging on yourself or your loved ones is expected. However, the way you spend your first salary could also be a tell-tale mark[…]

Expecting a little bundle of joy to join the ranks of the family soon? Congratulations and welcome to the world of parenthood! Being a new parent is all about exploring and learning about new boundaries. Most lessons about being new parents start with the preparation process for the little one to arrive. If you and your partner are feeling a little overwhelmed by the amount of things needed to be purchased for the child, then perhaps this cost breakdown might be helpful to budget your potential childcare expenses. 1. Hospital Visits Your prenatal checkups are important as you will be[…]

Always wanted to travel but unable to do so because you can’t afford it? There are ways to have a cheap vacation and not compromise on having a great time exploring another country. All you need to do is some research and have the willingness to be a little more adventurous during your travel. #1: Travel During Off-Peak Season Plan your travel dates wisely; off-peak seasons are the best times for budget travels! Avoid travelling during school holidays and other major holidays; this gives you the leeway to save money on airfare, accommodation and other travel expenses that can be[…]

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