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Find yourself emptying the coins from your pockets or rummaging through the coin box in your car for spare cash every other month? You may be living beyond your means when you constantly find yourself stressed out over money. It’s barely halfway through the month but you’re already stocking your kitchen with instant noodles. Sometimes overspending may also be a sign of underlying emotional stress which causes people to comfort themselves through ‘retail therapy’. Our lifestyle choices dictate our spending habits. The way you choose to spend that extra dollar bill in your wallet is a choice. It would not[…]

Malaysia has tonnes of insurance policies that you might not be aware of. But before that, let’s ask ourselves. Why do we get insured for? People opt for health insurance to pay for hospital bills, life insurance to ensure their loved ones are financially secure after their demise and car insurance to protect their wallets in case accidents happen. Those are the common types of insurance that most Malaysian choose. Technically, insurance is a wealth preservation tool that gives you a peace of mind against unprecedented accidents. However, there are other insurance in Malaysia that you wouldn’t think is necessary[…]

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